Guidance tutorial

  Historically, there have been many black swan events across the globe, such as the dot-com bubble, the bird flu outbreak, the 2008-09 financial crisis, and so on, with wide-ranging economic impacts.  The COVID-19 pandemic is the latest such phenomenon to have engulfed the entire world, resulting in a worldwide health crisis and bringing the global economy to a near standstill.  As of this writing, the WTO has estimated that global trade could plunge by a third. Just like its peers, the financial services industry is grappling with severe challenges posed by the COVID-19 crisis.  Banks’ lending business has been heavily disrupted, and their risk function is being tested to the hilt. In the near term, we expect an upsurge in loan defaults because of which there will be a spike in non-performing assets.  Decrease in collateral values will trigger a call for new margins. Defaults and downfall in business will force credit rating agencies to downgrade customer rati...

  During the Panama Papers episode, it was found that some of the Mossack Fonseca shell corporations were used for illegal purposes, including fraud, tax evasion, and dodging international sanctions.  The incident also highlighted the use of shell companies in facilitating high level financial crime. The scale of the episode was a shock as was the detail and meticulous planning it took to set this off using shell companies. A shell company is an inactive establishment used as a vehicle for probable financial crimes or kept dormant for future use in some other capacity.  This company only exists only on paper and has no brick and mortar presence or employees.  Identifying a shell company has been a constant struggle for the financial institutions and the approach has been evolving over the past years. In addition to using a shell firm, there is also widespread use of mirror trades in financial crime.  A combination of shell companies and mirror trades originating...

  Business as usual for organizations the world over has been marred by these extraordinary times. An unprecedented crisis, the COVID-19 pandemic has divided our timeline into pre and post COVID eras.  Some of the business practices that have been prevalent until now may cease to exist or get an upgrade in the post COVID times. Business Continuity Planning: A Change in Approach Ever since 9/11, business continuity planning (BCP) has been an integral part of businesses across industries, especially in the banking and financial services sector. Split or multi-site processing, hot-warm-cold sites, work transfer, and staff transfer were some of the recovery strategies put in place to handle exigencies on ‘off’ days.  Although tested periodically for operational effectiveness, these strategies could not replicate the surprise – in fact, shock – element of real-world contingencies. After having delivered effective results for more than a decade, some events of significant propo...

Endpoint Security: Course Introduction Organizations today are empowered with digitalization , and technology has been excessively leveraged to help users connect to the internet for various purposes. However, the questions that need to be asked are: Are businesses that are online, safe from cyber threats and security breaches? Are applications and operating systems updated with the latest security patch fixes beforehand or on time? This course on Endpoint Security will help you understand the significance of protecting endpoint devices.  Endpoint Security : Course Coverage In this course, you will learn about the following: The significance of Endpoint Security The differences between endpoint security , anti-virus, network security, firewall and endpoint protection. Strategies for effective Endpoint Security Endpoint Security Testing What is an Endpoint? Objectives for targeting endpoints include, but are not limited to: Identifying and exploiting vulnerabilities in the ...

  TCS NQT Syllabus & Pattern | 2021 Pass-Outs Published on 27 Sep 2020 The TCS NQT (National Qualifier Test or Ninja) is confirmed to happen on 24, 25 and 26 Oct, 2020. If you're a 2021 pass-out who's targeting the TCS NQT, please go through this link to understand the recruitment process, registration and other important FAQs about TCS Hiring. With the pattern changed, let's look at the syllabus that will be tested. TCS NQT Exam Pattern Section Number of questions Duration (minutes) Verbal Ability 24 30 Reasoning Ability 30 50 Numerical Ability 26 40 Programming Logic 10 15 Coding 2 45 TCS is expected to release an official sample paper on 30th Sep, 2020. This will help you familiarize yourself with how the test will work along with question types. TCS NQT Syllabus for 2021 Pass-Outs With the pattern changing, here is the syllabus of the TCS NQT for this year. 1) Verbal Ability This section is going to test 24 questions in 30 minutes. The question that are expected in...

  TCS NQT Registration Process & Eligibility | 2021 Pass-Outs This article covers the TCS NQT 2021 Registration Process and Eligibility Criteria. The TCS NQT for 2021 Pass-outs has officially been announced and the test will take place on 24, 25 and 26 Oct 2020. TCS NQT Registration Process for 2021 Pass-Outs |  TCS Campus Hiring Here are the important dates for the TCS NQT 2021.   Event  Date Registration Start Date 26th Sep 2020 Registration End Date 17th Oct 2020 National Qualifier Test (NQT) Dates 24, 25 and 26 Oct 2020 Here is the detailed TCS NQT Registration Process. The application process for TCS Campus Hiring comprises of the below mandatory steps: STEP 1:  The first step is to register yourself for the entrance/aptitude test on the National Qualifier Test (NQT) website  Registration link:  https://learning.tcsionhub.in/hub/national-qualifier-test/ Select "Subject Test" option in the NQT registration form which includes " P...