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Social Responsibililty

                                                                        SOCIAL RESPONSIBILITY Social Responsiblity   is an ethical framework and suggests that an entity, be it an organization or individual, has an obligation to act for the benefit of society at large.  Social responsibility  is a duty every individual has to perform so as to maintain a balance between the economy and the ecosystems.  4 Types of Social Responsibility Corporate Environmental Responsibility. ... Corporate Human Rights Responsibility. ... Corporate Philanthropic Responsibility. ... Corporate Economic Responsibility. Some of the common Responsibility for example given below: Reducing carbon footprints. Improving labor policies. Participating in fair trade. Charitable giving. Volunteering in the community. Corporate policies that benefit the environment. Socially and environmentally conscious investments. Why is social responsibility important? Being a socially  responsible  company can bolster a company'
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Online Education

ONLINE EDUCATION Online education is a flexible instructional delivery system that encompasses any kind of learning that takes place via the  Internet . Online learning gives educators an opportunity to reach students who may not be able to enroll in a traditional classroom course and supports students who need to work on their own schedule and at their own pace. The quantity of distance learning and online degrees in most disciplines is large and increasing rapidly. Schools and institutions that offer online learning are also increasing in number. Students pursuing degrees via the online approach must be selective to ensure that their coursework is done through a respected and credentialed institution. POSITIVE AND NEGATIVE EFFECTS OF LEARNING ONLINE Online education offers many positive benefits since students: have flexibility in taking classes and working at their own pace and time face no commuting or parking hassles learn to become responsible for their own education with inform
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COVID-19 Drives Insurers to Revisit Actuarial Models

The COVID-19 pandemic has taken a huge toll on people and economies alike.  Governments and central banks worldwide have introduced a slew of fiscal measures to infuse liquidity and stability in the market.  However, in spite of these measures, the financial markets are expected to remain highly volatile for a significant duration, likely to worsen further due to lowering of interest rates and increasing credit spread gaps as well as risk of mortgage defaults.  Insurers therefore need to assess the impact on their solvency margins and IRRs, and re-assess the assumptions around mortality and morbidity rates, operational and financial costs, claims and losses, and so on.   Actuaries must review existing strategies and products and construct new ones to handle evolving risks and their interactions to be able to better model assets and liabilities as well as analyze asset and capital adequacies Moreover, insurers will have to perform strong scenario testing to identify key assumptions of a
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